Although certain areas of our website are made available to all visitors, before you can use the Service, you will need to register your details with us in accordance with the registration details. If you have not already done so, please register your details. Should you not register your details, you will not be allowed to use the Service and may only access the content on the website which is freely available. We reserve the right to ask for your date of birth to verify your age. Please note we will not collect the personal information of any individual who tells us he or she is under the age of 18.
The registration information that we collect from you is not used for any other purpose than for our own marketing activities. It is not passed to any 3rd parties. If you wish for your registration information to be removed, please email us at firstname.lastname@example.org and request that we do so. We will notify you when the information we hold about you is removed. Please be aware that this may result in you no longer being able to access The Service.
Similarly, in compliance with the GDPR, should you wish to see details of the data we hold about you, please email email@example.com requesting a copy to be provided to you. We will respond within 5 working days and there will be no charge for this.
How we collect information from you
In order to process your account for the Service and in order to reconcile our accounts, Strip (www.stripe.com) or such other payment partner as we may use from time to time may provide us with information detailing the credits and/or debits made to your credit/debit card. You can review Stripe’s own policy on Data Usage, Privacy and Security here: https://stripe.com/gb/legal#section_d
Cookies are small files of information which are stored on your computer. Web sites you visit ask your computer to store this information and retrieve the information from your computer so that they can keep track of things like other web sites you visit or how you navigate our website or other files which provide you with the Site. For more information about what cookies are and how they work, visit www.allaboutcookies.org. On revisiting our website or in using the files, our computer server will recognise the cookie and give us information about your use of the Site. Most browsers accept cookies automatically, but usually you can alter the settings of your browser to prevent automatic acceptance. If you choose not to receive cookies, you may still use the Site but you may find that the Site may not function properly or is slower than when you allow a cookie to be installed on your machine.
How we look after your information
We make sure that all the information we hold on you is as safe as possible. In addition, we have strict security procedures covering the storage and disclosure of your information in order to prevent unauthorised access and to comply with the UK Data Protection Act 1998. This means that sometimes we may ask you for proof of identity before disclosing any personal information to you.
What do we do with your information?
We use your information to process orders you make from our Site. We may contact you from time to time to let you know about our services which may include sending you newsletters and news on events that you may be interested in. You can elect not to receive such marketing material at any time by writing to firstname.lastname@example.org.
When do we give information that you provide us with to other people?
SubHub provides the technology on which our Site runs and holds and maintains the databases in which data about our users is contained. SubHub will only use data you provide to the extent necessary to enable us to operate the Site. We reserve the right to access and disclose individually identifiable information (i) to comply with applicable laws and government requests, (ii) to be able to operate our systems properly or (iii) to protect ourselves or our users.
How to contact us If you ever want to change any information you have provided to us please contact us at email@example.com.
You can always get in contact with us at the address given in the Contact page, send a fax or phone us.
The key to being a successful property professional is knowing how to make the most of whatever the market conditions are. It's about trying to predict where things are headed and adapting your strategy to suit.
Always get a property survey done on any property you are considering buying - especially if it is a home you are planning to renovate to add value. A few hundred quid spent at the start could save you thousands in the long run.
Even if you have to supplement your monthly rent to meet your mortgage payments, on a rental property if the value of the property is rising by an mount more than this then you are still getting a return on this money. So in a rising market, you might still wish to buy property even if they do not have positive cashflow.
When deciding what properties to buy, look for ones that suit your chosen strategy and are the best that you can get for this purpose.Long term they are likely to provide a better investment than properties that are just OK for a number of different objectives.
To work out you your gross rental yield, you simply divide the annual rental income by the purchase price of the property. However, a more accurate indicator of the return you are going to get is to work out the NET rental yield. This is the return after property management, lettings fees, maintenance and repair and other running costs have been taken into consideration, and gives you a far more realistic view of your return.
Changes to tax rules that come into effect in 2017, will mean that Landlords will no longer have the ability to offset their mortgage interest against their tax bill.